Punjab Government’s Historic Housing Initiative Begins — Find Out Who’s Eligible & How to Apply on the E-Portal
The Punjab government has taken a revolutionary step to provide shelter to the poor and deserving people of the province. On April 30, 2025, Chief Minister Maryam Nawaz Sharif officially launched the Apni Zameen Apna Ghar scheme through a newly developed e-portal. This scheme will provide free 3-marla residential plots to thousands of homeless families across 19 districts of Punjab.
In this article, we explain:
- What the scheme is about
- Who is eligible
- How to apply online
- Districts included in the first phase
- Benefits, loan details, and the government’s future vision
Also read: Final Himmat Card Payment Released – Rs. 680 Million to Be Distributed Among 65,000 Special Persons
Let’s get started.
What is the “Apni Zameen, Apna Ghar” Scheme?
“Apni Zameen, Apna Ghar” is a government-led initiative under which homeless citizens will be given 3 marla plots free of cost. These plots are part of 23 low-income housing schemes spread across 19 districts.
This scheme is a continuation and extension of “Apni Chhat, Apna Ghar”, under which:
- 34,000 houses are already under construction
- 2,000 houses have been completed
- Rs. 36 billion in loans have been issued to 33,500 people
Maryam Nawaz said this program is “not construction, but the prayer of thousands of families”, highlighting the emotional and social impact of the scheme.
Key Highlights of the Scheme
| Feature | Details |
|---|---|
| 🏡 Plot Size | 3 Marla (Free of Cost) |
| 🌍 Districts in 1st Phase | 19 |
| 🧱 No. of Plots in Phase 1 | 2,000 |
| 💸 Loan Facility | Available with easy terms |
| 💳 Grace Period for Loan Repayment | 3 Months |
| 💻 Online Application | azag.punjab.gov.pk |
| 🛠️ Target Beneficiaries | Homeless, low-income families |
| 📅 Scheme Launch Date | 30 April 2025 |
Also read: Pakistan May Receive $700 Million from IMF to Fight Climate Change – Final Decision on May 9
Districts & Areas Covered in the First Phase
The first phase will distribute 2,000 plots under 23 housing schemes in the following areas:
- Jhelum
- Pattoki
- Mamo Kanjan
- Lodhran
- Renala Khurd
Additional districts will be added gradually based on progress and availability.
How to Apply for Free Plots via E-Portal (Step-by-Step Guide)
The Punjab Government has made the process completely online and transparent. Follow these steps to apply:
- Visit the Official E-Portal:
👉 azag.punjab.gov.pk - Click on “Apply Now”
- Enter Your Details:
- CNIC number
- Family details
- Monthly income
- Address and current residence status
- Upload Required Documents:
- Scanned CNIC copy
- Proof of no land ownership
- Utility bill or rent receipt (if available)
- Submit the Form and Note Your Tracking ID
- Wait for Verification:
- Applications will be verified by the government.
- A lottery system will be used for selection.
Also read: BISP 8171 Payment Instructions: How to File Deduction Complaints & Recover Full Amount Instantly
Easy Home Construction Loans Also Available
Once a person is allotted a plot, they will be eligible to apply for a soft home construction loan. Here’s how these loans work:
- Grace period of 3 months before repayment starts
- Easy monthly installments
- Loans available for construction material, labor, and finishing
This ensures that people not only get plots, but are actually able to build and live in their own homes.
💬 CM Maryam Nawaz’s Powerful Message
At the launch event, CM Maryam Nawaz Sharif said:
“This program is close to my heart. It is the dream of my leader Nawaz Sharif that every homeless person should have a roof over their head.”
She added that past governments couldn’t deliver what her government has begun in just 6 months. Her emotional speech resonated with thousands who finally see hope for a secure future.
Transparency & Fairness: No Political Influence
The government has clearly stated:
- The distribution will be via lottery only
- No favoritism or political influence
- Citizens can track their application via the e-portal
This level of transparency is a major shift and is expected to build public trust and confidence.
Who is Eligible for Apni Zameen, Apna Ghar Scheme?
To qualify for this scheme, the applicant must:
- Be a resident of Punjab
- Not own any residential land or house
- Have a low or no income
- Not have availed any housing scheme previously
- Provide correct and verifiable documents
Why This Scheme is a Game-Changer
- Helps homeless people without political discrimination
- Promotes women’s ownership (especially widows & single mothers)
- Boosts employment in the housing and construction sectors
- Opens the door for future housing loan schemes
With rising inflation and housing prices, this initiative gives dignity and security to thousands of deserving families.
Future Plans
CM Maryam Nawaz has announced that after the success of the first phase:
- The scheme will be expanded to all districts of Punjab
- More than 100,000 plots and houses will be provided in the next 2 years
- Dedicated loan banks and construction support units will be set up
Also read: BISP 8171 Phase 2 Kafalat & Wazaif May 2025 – Complete Districts List, Payment Guide & Updates
💬 Final Words from 8171BISPNews.com
We at 8171BISPNews.com are committed to providing timely, authentic, and helpful information to our readers. The “Apni Zameen, Apna Ghar” scheme is not just a government policy — it’s a hope for every poor and struggling family.
If you or someone in your community is homeless or living in poor conditions, don’t wait — visit azag.punjab.gov.pk and apply today. This is your chance to secure your future.