CM Maryam Nawaz Offers ‘Asaan Karobar Card’
There is good news for the youth and small businessmen of Punjab! Punjab Chief Minister Maryam Nawaz Sharif has fulfilled the prayers of millions of people by launching a wonderful scheme like “Asan Karobar Card”. Now doing business is not a dream but a reality. Under this scheme, those living in Punjab who want to start their own business or are already doing business will be provided with loans without any complications. No recommendation is required, no difficult documents! Just apply online and turn your business dreams into reality.
This scheme is especially for those who were not able to stand on their feet due to financial difficulties. Through “Asan Karobar Card”, men and women aged 21 to 57, who have an identity card and who want to do business in Punjab, can not only get loans on easy terms but also fulfill their dreams. This opportunity does not come to everyone every day, so do not let this opportunity pass by. Read the article in full so you can apply as soon as possible with complete information because success is just one step away!
Also read: BISP 8171 Payment Phase 1 April 2025 – New Installment Starts, 670 Campsites Ready
What is the Asaan Karobar Card Scheme?
The Asaan Karobar Card is a government-backed initiative that helps low- to middle-income individuals get access to easy business loans without the usual long and tiring bank procedures. It’s a digital-first solution backed by Punjab Information Technology Board (PITB) where eligible citizens can register, apply, and track their application all from their mobile phone or computer.
Whether you need a small loan to start your business or to expand your existing setup, this scheme is your gateway to formal financial inclusion with low processing fees, simple requirements, and quick verification.
How to Apply for Asaan Karobar Card – Full Step-by-Step Guide
Here’s how you can apply for the Asaan Karobar Card online:
✅ Step 1: Visit the Official Portal
Go to the official Asaan Karobar Card Portal and click on the “Login” icon.
Use your CNIC and password to access your account.
✅ Step 2: Access Your Application
Once logged in, go to your application form. You’ll be able to see all your details, documents, and the progress of your submission.
✅ Step 3: Check Your Application Status
At the top of your application form, you’ll see a real-time status update, such as:
- “Your application is under process.”
- “Verified”
- Or any error messages, if issues need to be resolved.
How to Register for the Asaan Karobar Scheme
The registration process is simple and user-friendly. Here’s what you need to do:
- Create an account using your CNIC-linked mobile number through the PITB Portal.
- Fill the application form – this may take up to 15 minutes.
- Pay the processing fee:
- Rs. 5,000 for Tier 1
- Rs. 10,000 for Tier 2
(Note: This is a non-refundable fee)
- Rs. 5,000 for Tier 1
- Upload required documents and submit your form.
- Track your status using your registration number. You will receive SMS updates regarding your application’s progress.
Who is Eligible for the Asaan Karobar Card Scheme?
To apply for this scheme, the applicant must meet the following eligibility criteria:
- Age between 21 to 57 years
- Must hold a valid CNIC and a registered mobile number
- Must own or plan to start a business located in Punjab
- Should be a tax filer with a clean credit history
- Must provide business and residence references along with relevant documents
Additionally:
- Small businesses with annual sales up to Rs. 150 million
- Medium enterprises with sales between Rs. 150 million to Rs. 800 million
are also eligible to apply under this scheme.
Why This Scheme is a Game-Changer for Business Owners
This isn’t just a loan scheme — it’s a doorway to economic empowerment. For the first time, small traders, local shopkeepers, and home-based entrepreneurs are being recognized and offered real financial support from the provincial government.
The scheme helps build a formal relationship between small businesses and banks, making it easier for them to grow, pay taxes, and access more government benefits in the future.
It’s especially important for those who were previously excluded from financial systems due to lack of collateral or formal credit history.
Also read: BISP Payment Schedule April 2025 – Full List of Districts, Campsites & Web Portal Updates
Required Documents for Asaan Karobar Card Application
To complete your application, make sure you have the following documents ready:
- ✅ Valid CNIC (Computerized National Identity Card)
- ✅ Passport-size photograph
- ✅ Mobile number registered on your CNIC
- ✅ Business ownership proof or business plan (for new ventures)
- ✅ Proof of residence (Utility bill, rental agreement, etc.)
- ✅ Tax Return Document (if you’re a filer)
- ✅ Bank account details
- ✅ Reference letters (business and residential)
Quick Summary: Eligibility & Application Details
| Category | Details |
| Eligible Age | 21 to 57 years |
| Location | Business must be in Punjab |
| Mobile Number | Must be registered with CNIC |
| CNIC | Valid CNIC required |
| Filing Status | Must be a Tax Filer |
| Business Type | Small & Medium Enterprises (SMEs) |
| Annual Sales Range | Rs. 1 to 800 million |
| Tier 1 Processing Fee | Rs. 5,000 (Non-refundable) |
| Tier 2 Processing Fee | Rs. 10,000 (Non-refundable) |
| Application Portal | PITB – Asaan Karobar Card Portal |
| Loan Use | Business startup or expansion |
🤔 FAQs – Frequently Asked Questions
❓ What is the Asaan Karobar Card?
It is a business support card launched by Punjab Government to provide easy loans and financial access to small and medium business owners in the province.
❓ Is it a grant or a loan?
It is a business loan scheme, not a grant. The loan needs to be repaid as per terms set by the respective financial institutions involved.
❓ Is this only for existing businesses?
No. Both existing businesses and new startups are eligible to apply as long as they meet the criteria and have a solid plan.
❓ Do I need to provide collateral?
No collateral is required for the basic tier under the scheme.
❓ How will I know if my application is approved?
You’ll receive SMS updates and can track your application status via the online portal.
❓ What happens if I don’t have a tax filing record?
Being a tax filer is part of the eligibility. However, if you’re not one yet, the government encourages you to register and file your taxes to become eligible.
Also Read: BISP 8171 Kafaalat Program 2025 – How to Receive Your Rs. 13500 Payment from Campsites
💔 Some People Are Still Stuck in Doubt…
Some individuals, despite this golden opportunity, are still hesitant to apply — either because they fear rejection, don’t understand the process, or are simply unaware of the program’s benefits.
👉 To them, we say: This scheme has been launched for you. The system is becoming smarter, easier, and more transparent than ever before. Don’t let lack of awareness or fear hold you back from your dreams.
📢 Share this with someone who needs it — because your one message might be the turning point in someone’s business journey.
Final Thoughts: Apply Now & Take Charge of Your Business Future
If you’re dreaming of growing your business, setting up your shop, or expanding your services in Punjab — this is your chance. With Chief Minister Maryam Nawaz Sharif’s personal oversight and PITB’s tech-driven system, the Asaan Karobar Card can be your first step toward a brighter financial future.
Don’t wait for tomorrow — apply today, and make the most of this golden opportunity before others catch on.